Applying for a Parent Plus Loan

Issue/Question

How do I apply for a Parent Plus Loan?

Environment

  • Financial Aid
  • Parent Plus Loans

Cause

Parents of undergraduate students may borrow a Federal Direct Parent Loan for Undergraduate Students (PLUS) to help cover educational expenses their student may incur while attending college. 

Resolution

Who is Eligible to Borrow a Parent PLUS Loan?

In order to borrow a PLUS loan, a parent must be:

  • A US citizen, permanent resident or other eligible non-citizen
  • Be the biological or adoptive parent of the students. Step-parents can be eligible to borrow a plus loan only if their income is reported on the FAFSA
  • Not in default on a federal student loan or have adverse credit history

How to Apply

  1. Go to  studentaid.gov 
  2. Click Log In
  3. Sign in using your FSA ID
  4. Select APPLY FOR AID
  5. Select Apply for a Parent PLUS Loan
    Note: if more than one parent wishes to borrow PLUS loan funds, each parent must apply for their own FSA ID, complete their own PLUS application and MPN​​

More details can be found at Federal Direct Parent PLUS Loan

Please contact the Office of Financial Aid if you need further assistance

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