Body
Issue/Question
How do I apply for a Parent Plus Loan?
Environment
- Financial Aid
- Parent Plus Loans
Cause
Parents of undergraduate students may borrow a Federal Direct Parent Loan for Undergraduate Students (PLUS) to help cover educational expenses their student may incur while attending college.
Resolution
Who is Eligible to Borrow a Parent PLUS Loan?
In order to borrow a PLUS loan, a parent must be:
- A US citizen, permanent resident or other eligible non-citizen
- Be the biological or adoptive parent of the students. Step-parents can be eligible to borrow a plus loan only if their income is reported on the FAFSA
- Not in default on a federal student loan or have adverse credit history
How to Apply
- Go to studentaid.gov
- Click Log In
- Sign in using your FSA ID
- Select APPLY FOR AID
- Select Apply for a Parent PLUS Loan
Note: if more than one parent wishes to borrow PLUS loan funds, each parent must apply for their own FSA ID, complete their own PLUS application and MPN
More details can be found at Federal Direct Parent PLUS Loan
Please contact the Office of Financial Aid if you need further assistance